Accident and Sickness Insurance

Combined Insurance's Accident & Sickness Policies are clearly written, easy to understand and can help pay for those uncovered expenses without breaking your budget.

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Ways Accident and Sickness Insurance Protects You

Five ways Accident & Sickness Insurance will take care of you and your family:

1. ACCIDENT AND SICKNESS INSURANCE COVERAGE BEGINS IMMEDIATELY UPON ISSUANCE: No waiting period.
2. BENEFITS PAID DIRECTLY TO YOU: Benefits are paid in addition to all other private insurance and are paid directly to you, or to whomever you choose.
3. PEACE OF MIND: You are protected 24 hours a day, every day of the year, both on and off the job.
4. NO AGE PENALTY: No reduction in accident benefits because of age or number of claims incurred.
5. NON-CANCELLABLE BY THE COMPANY AND GUARANTEED RENEWABLE UNTIL AGE 85.

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What's Covered

What's Covered with accident insurance/sickness insurance:

Combined Insurance's Supplemental Accident & Sickness Policy pays benefits where your other policies may not, covered injuries due to an accident and, if selected, benefits for covered sicknesses.

Select the level of accident and sickness insurance coverage that's right for you and your budget.

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Policy Features

Depending on the level of coverage selected, if you are hurt or get sick your policy provides specified benefits for:

• Hospital confinement
• Intensive Care
• Outpatient surgery recovery
• Recovery after hospital confinement

Convenience

Benefits are payable directly to you (or someone you designate), regardless of any other insurance coverage you may have.

Contact a Combined Insurance sales representative to learn more about Accident and Sickness Protection.