Change Beneficiary
Change Beneficiary
For policies issued in Quebec, if you have named your spouse (married or civil union) as a beneficiary, the designation is Irrevocable unless you selected Revocable. For policies issued in all provinces except Quebec, all beneficiary designations are Revocable unless you selected Irrevocable.
A revocable beneficiary is one that may be changed at any time by the policyholder without the knowledge or consent of the present beneficiary.
An irrevocable beneficiary designation means that the policyholder cannot change any aspect of the insurance policy without the written consent of the present beneficiary.
To submit your change of beneficiary form, please download and print the following form.
Change of Beneficiary Accident & Sickness
Change of Beneficiary - Critical Condition
Please complete the form by indicating your policy number and the changes to your beneficiary designation. Mail the completed form to:
Combined Insurance
P.O. Box 3720 MIP
Markham, Ontario L3R 0X5

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