Real advice that makes supplemental insurance easy.

Easy to Understand Why

What is Supplemental Insurance?

Supplemental insurance does just that: it is extra or additional insurance that helps you pay for things your standard insurance doesn't cover. Combined Insurance pays cash benefits directly to you, not the medical provider, so you can use the money to help pay for out-of-pocket medical costs, lost wages or other unexpected expenses due to illness or injury.

Do I really need supplemental insurance?

Unexpected accidents and illnesses happen. When they do, it can leave you and your family vulnerable to out-of-pocket expenses that standard insurance does not cover. Supplemental insurance benefits reduce the worry about how you will pay for those expenses. With less worry, it's easier for you to focus on getting well.

What happens when I have an accident

Filing a claim with Combined Insurance is easy. Visit the Combined Insurance web site to download your claim forms, or call                         1 888 234-4466 to have them mailed to you.

How do I get supplemental insurance?

Combined Insurance makes it easy for you to contact us to get started. The easiest way is to call us at 1 888 234-4466 to make an appointment at your convenience with a local Combined Insurance agent. You can also contact us from this web site using our Combined Insurance customer contact form or schedule an in-home appointment with a local sales representative at your convenience.

Easy to Understand Insurance

Disability Insurance

Supplemental disability insurance provides benefits to you if you are totally disabled and unable to work. Combined Disability Insurance provides financial help, in the form of a set monthly benefit, to your family if you become sick or are injured and are unable to work.

Accident Insurance

Supplemental accident insurance helps by giving you specified benefits for hospitalization, recovery income, outpatient surgery and more. Combined Accident and Sickness Insurance helps you fill in the gaps in your major medical insurance coverage.

Critical Conditions and Cancer Disability

When a major illness touches your family, supplemental health insurance helps you pay for some of the costs associated with recovery. Our Critical Conditions and our Cancer Disability Insurance are two ways Combined Insurance can help protect your family when needed.

Life Insurance

Supplemental life insurance provides cash that helps take care of your family when you're not there to do it yourself. Combined Insurance provides protection that's clearly written and easy to understand so you can be sure it's the right plan for you and your family.

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