We help our customers to take care of themselves and their families when the unexpected happens.


Combined Insurance's policies provide benefits to you when you need them most - in the event of an illness or accident.

Even the best health insurance policies can leave you with uncovered and out-of-pocket expenses. That's where Combined Insurance can help. We provide insurance plans that are clearly written and easy to understand, making it easy for you to get the right coverage for you and your family.

Insurance types include:  Disability |  Accident & Health  |  Critical Illness   |  Life

Disability Insurance

Supplemental disability insurance provides benefits to you if you are totally disabled and unable to work. Combined Insurance's Income Protector offerings provide financial help, in the form of a set monthly benefit, to your family if you become sick or are injured and are unable to work.

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Accident and Sickness Insurance

Accident and Sickness insurance helps by giving you specified benefits for hospitalization, emergency room care, recovery income, outpatient surgery and more. Combined Insurance's Accident and Sickness Protector offerings help you fill in the gaps in your major medical insurance coverage.

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Critical Illness Insurance

When a major illness touches your family, supplemental health insurance helps you pay for some of the costs associated with recovery. Our Critical Care Protector and our Cancer Care Protector offerings are two ways Combined Insurance can help protect your family when needed.

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Life Insurance

Supplemental life insurance provides cash that helps take care of your family when you're not there to do it yourself. Combined Insurance's Family Life Protector offerings provide protection that's clearly written and easy to understand so you can be sure it's the right plan for you and your family.

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Anonymous - A Family
Anonymous - A Family A family

My family and I needed help understanding our supplemental insurance policy and the claims filing process. The people at Combined Insurance explained everything to us clearly and made the process easier for us.

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Needs Assessment

Download the Needs Assessment worksheet to see if you and your family have the insurance protection you need.

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