One of my policyholders was hurt and unable to work. She realized how important our supplemental disability insurance policy was to help some of her lost income.

Short Term Disability Insurance

For many people, losing just one pay cheque can be difficult, but when accident or illness keeps you from working for an extended period of time, difficulty can turn into disaster.

Without short term disability insurance, families can be forced to cut back on even the basics, like food, clothing, transportation and housing.

Combined Insurance Disability Policies are clearly written and easy to understand.

Our disability insurance helps you replace some of the income lost due to a disabling accident or illness and we help you make the best choice for the right plan for you and your family.

Ways to Protect You and Your Family

Our disability insurance will work for you and your family.

The features are

  • BENEFITS UP TO $2 000 a month
  • TOTAL OR PARTIAL DISABILITY: The first 30 days of a covered accident or sickness
  • ACCUMULATION: The benefit period increases one month for each additional year the policy remains in force (up to a maximum of 24 months)
  • OPTIONAL RETURN OF PREMIUM BENEFIT: Combined Insurance's Disability Insurance can meet your needs:
    • Disability Accident Plan only,
    • Sickness Disability Plan only or,
    • Both Plans

Disability Insurance is paid directly to you for covered disability when you are totally disabled and can't work due to accident or sickness.

You are protected, on or off the job, 24 hours a day, 365 days a year.

Contact a Combined Insurance Sales Representative to learn more about Disability Insurance.

Want a quote on disability insurance? Call us at 1-888-234-4466 for free quote.



Needs Assessment

Download the Needs Assessment worksheet to see if you and your family have the insurance protection you need.

Melinda's Story - An Individual
Melinda's Story An Individual

Being disabled is a life changing experience. My disability insurance benefits from Combined Insurance, and the company’s prompt handling of my claims, have kept me from financial ruin.

Read the full story

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